Month archive
BillSaver articles published in January 2024.
Month archive
Many people believe buying a home is a good investment and that it is always a better financial decision than renting. That might not be true in all cases. There are times when renting can be smarter than buying. The main argument for buying a home is that it
It may be odd to think of your credit score as an asset, but that is exactly what it is. If you have a high credit score, you can rent an apartment or get better interest rates on mortgages and car loans. Credit scores are also being used to set insurance rate
You probably know you need a better place to store your money than a sock drawer, but if you do not yet have a bank account, you may be asking yourself, “Should I open a checking or savings account?” Before making a decision, it is important to know the differ
The first step you take towards building a credit history could be taken when you get your first credit card. When you use a credit card responsibly, you can raise your credit score. However, if you use your card foolishly, you can find yourself in deep debt q
The term “net worth” sounds like something only the rich and famous would talk about to one another. But we should all try to increase our net worth. There are a number of moves you can make to begin increasing your net worth. Step 1: Determine Your Net Worth
Being without a credit card can be a major hassle, so it can be stressful waiting to receive a new or replacement card in the mail. Exactly how long will it take to receive the new card? Generally, most credit card companies will tell you that it will take 7 t
For most people, their credit score is simply related to their credit card limits and interest rates. However, your score affects more than your ability to obtain and use credit cards. In fact, your credit score can affect your ability to rent a car or lease a
If you are an adult, chances are good that you have a checking account. It is the easiest way to cash your paychecks and pay bills. However, what you may not know is that some checking accounts will also pay you interest on your balance. If you regularly carry
In the past, if you wanted to open a bank account, you had to drive to your local branch and speak with an account specialist. Now, there is a new game in town: online banks. You may have heard of them, but you may not know exactly how they work. Online banks,
How Do Prepaid Cards Work? A prepaid card is one that you load with money. You get a card, and you deposit as much money into your account as you want. Once money is loaded on the card, which is usually backed by Visa, MasterCard, Discover or another card issu
The reason why most people choose term life insurance over other life insurance policies is because it is incredibly affordable. For less than the cost of your fast food bill each month, you could get thousands of dollars in coverage to pay for your final expe
The IRS set January 29 as the start of the 2024 filing season, which gave households a clear runway to gather forms before refunds became the focus.
Many credit cards offer some very attractive rewards. The challenge is knowing how to get the most out of your credit card rewards program. Making just a few simple spending adjustments can have a major impact on the amount of rewards you earn. When used prope
There are many forms of life insurance policies in the world, and one that often throws people for a loop is an accidental death policy. This is a special form of insurance that only pays out if you did by an external accident, like a car wreck or a plane cras
Summer is quickly approaching, and unfortunately, millions of shoppers are probably spending more than they can afford. Card issuers are adding to the debt problem. Mailboxes may have some attractive credit card offers as companies market their balance transfe
Most adults have taken a financial wrong turn at some point in their lives, and where credit cards are concerned, there are many potential pitfalls. To help you make better decisions, we have compiled the ten most common credit card mistakes. Ideally, you can
Human beings are living longer than ever before, which is great news. The only downside is that this means you will need more in your retirement fund to last you through the years. If you are nearing the end of your working life, you may be wondering how you w