Home financing

Mortgages

Learn about mortgage rates, refinancing, loan sales, and the rent-versus-buy decisions that shape a budget.

Home financing comparison

Compare the rate, fees, term, and time horizon together

Mortgage calculator Estimate payments with taxes, insurance, and realistic repair buffers. Start comparing Refinancing guide Run the break-even point before paying closing costs for a lower rate. Start comparing Rent or buy Compare flexibility, maintenance, transaction costs, and local prices. Start comparing

A consumer reviewing a credit card payoff plan on a phone at a credit-union counter.

Credit Cards

The April Fed Hold Still Leaves Card Balances Expensive

The Federal Reserve held the federal funds target range at 3-1/2 to 3-3/4 percent after its April 28-29 meeting, keeping variable-rate card debt expensive for households carrying balances.

Guides

Recommended reading

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BLS March CPI Puts Gas, Groceries And Utilities Back In The May Budget

Bill Hardekopf · May 4, 2026

BLS March CPI data put gas, food, utilities, and other household costs back in focus just as families were looking toward summer spending.

A homeowner comparing energy-saving supplies in a hardware aisle.

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Earth Day Energy Credits Run On Eligibility, Receipts And Payback Math

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Energy credits remained part of 2026 home-upgrade planning, but eligibility, receipts, contractor paperwork, and payback math still decided whether...

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Fed Holds Rates March 18. Mortgage And Card Math Stay Personal

John Oldshue · March 23, 2026

The Federal Reserve held rates steady again on March 18, 2026, keeping mortgage quotes, card APRs, savings yields, and home equity borrowing in the...