Home financing
Learn about mortgage rates, refinancing, loan sales, and the rent-versus-buy decisions that shape a budget.
Credit Cards
The Federal Reserve held the federal funds target range at 3-1/2 to 3-3/4 percent after its April 28-29 meeting, keeping variable-rate card debt expensive for households carrying balances.
Guides
BLS March CPI data put gas, food, utilities, and other household costs back in focus just as families were looking toward summer spending.
Energy credits remained part of 2026 home-upgrade planning, but eligibility, receipts, contractor paperwork, and payback math still decided whether th
The Federal Reserve held rates steady again on March 18, 2026, keeping mortgage quotes, card APRs, savings yields, and home equity borrowing in the sa
New York Fed household-debt data showed mortgage and credit balances still expanding as the 2026 spring buying season approached.
The Federal Reserve held rates steady on January 28, 2026, leaving card balances, home equity lines, and savings yields to be managed account by accou
After the December Fed cut, the first week of 2026 still called for a cash plan built from bills already on the calendar, not optimism about lower rat
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