BillSaver archive

Debt Reduction

17 BillSaver guides filed under Debt Reduction.

Five Tips For Managing Credit Card Debt In 2024
Debt Reduction2 min read

Five Tips For Managing Credit Card Debt In 2024

Bill Hardekopf · June 5, 2024

It is hard to believe, but the summer of 2024 is almost here. It is likely that millions of Americans have made a resolution to lower their credit car

Are Balance Transfers Worth It?
Debt Reduction3 min read

Are Balance Transfers Worth It?

Bill Hardekopf · May 10, 2024

Many Americans regularly receive offers from credit card companies, which offer 0% interest rates on balance transfers. These offers look tempting, bu

A home loan paperwork image from the older BillSaver media library.
Building Credit4 min read

How Does Debt Consolidation Impact My Credit Score?

Bill Hardekopf · April 19, 2024

If you owe money on several credit cards, you may be struggling to keep up with your monthly payments. It can be difficult to keep track of how much y

8 Spending and Saving Habits of Millionaires
Debt Reduction4 min read

8 Spending and Saving Habits of Millionaires

John Oldshue · April 18, 2024

Many people want to improve their financial situation but are unsure of where to start. As with any other skill, it is a good idea to look to the expe

Dealing with Credit Card Debt Collectors
Debt Reduction3 min read

Dealing with Credit Card Debt Collectors

Bill Hardekopf · April 7, 2024

If you get behind on the payments on your credit card, it is possible their card issuer may take them to court to collect the outstanding balance. Sin

Should I Finance My Car Through the Dealership?
Debt Reduction3 min read

Should I Finance My Car Through the Dealership?

Bill Hardekopf · April 2, 2024

If you are in the market for an automobile, you may have heard horror stories about people who waited to finance their vehicle until they hit the deal

Step-by-Step Guide to Mortgage Refinancing
Buying A House5 min read

Step-by-Step Guide to Mortgage Refinancing

Bill Hardekopf · March 25, 2024

If your credit has improved or your financial situation has changed since you first took out your mortgage, you may be considering refinancing your ho

Reduce Credit Card Debt with Micropayments
Debt Reduction2 min read

Reduce Credit Card Debt with Micropayments

Bill Hardekopf · March 20, 2024

Though the holidays are behind us, many Americans are still paying for purchases made with their credit cards. To avoid costly interest charges, cardh

A person checking a credit score online on a laptop.
Building Credit3 min read

Do Balance Transfers Hurt Your Credit Score?

Bill Hardekopf · March 13, 2024

You may have received an offer for a 0% APR on balance transfers, and you may be tempted to sign up for it. After all, 0% APR will allow you to save m

A car loan finance application with money and a pen.
Debt Reduction4 min read

Can I Refinance a Car Loan?

Bill Hardekopf · March 2, 2024

If you are unhappy with the interest rate or monthly payment on your car loan, you may be wondering if you can refinance the loan. The answer is, yes.

What Is the Best Way to Consolidate Credit Cards?
Debt Reduction4 min read

What Is the Best Way to Consolidate Credit Cards?

John Oldshue · February 29, 2024

If you have several credit card balances, paying all of them can be difficult. To make your life easier, you may want to consider consolidating your d

How to Recover from Holiday Credit Card Debt
Debt Reduction3 min read

How to Recover from Holiday Credit Card Debt

Bill Hardekopf · February 4, 2024

People love holiday shopping, but they do not care much for the credit card bills that start coming in January. Once the warmth of the holidays has pa

5 Moves to Increase Your Net Worth
Debt Reduction4 min read

5 Moves to Increase Your Net Worth

John Oldshue · January 24, 2024

The term “net worth” sounds like something only the rich and famous would talk about to one another. But we should all try to increase our net worth.

Reducing Credit Card Debt in 2024
Debt Reduction3 min read

Reducing Credit Card Debt in 2024

Bill Hardekopf · January 4, 2024

Summer is quickly approaching, and unfortunately, millions of shoppers are probably spending more than they can afford. Card issuers are adding to the