BillSaver archive

Saving More

23 BillSaver guides filed under Saving More.

5 Best Financial Apps for Saving Money
Cell Phone Tips3 min read

5 Best Financial Apps for Saving Money

Bill Hardekopf · May 28, 2024

You know how important it is to save money—for emergencies, retirement and other goals—but you may be having a difficult time figuring out how to do i

Can My Savings Account Be Garnished?
Saving More3 min read

Can My Savings Account Be Garnished?

John Oldshue · May 21, 2024

If you get behind on your income taxes, student loan payments, or child support, a government agency can garnish a percentage of your wages to pay the

5 Tips For Maximizing Credit Card Rewards
Saving More4 min read

5 Tips For Maximizing Credit Card Rewards

Bill Hardekopf · May 5, 2024

Credit card rewards have become a major benefit to consumers who use their cards responsibly. If you pay off your balance in full each month, you can

A home loan paperwork image from the older BillSaver media library.
Building Credit4 min read

How Does Debt Consolidation Impact My Credit Score?

Bill Hardekopf · April 19, 2024

If you owe money on several credit cards, you may be struggling to keep up with your monthly payments. It can be difficult to keep track of how much y

Will You Pay Taxes on Your 401(k)
Saving For Retirement2 min read

Will You Pay Taxes on Your 401(k)

Bill Hardekopf · April 18, 2024

While a 401(k) is an excellent option for saving for retirement, especially if your employer matches your contributions, it is important to understand

Should I Pay for Cell Phone Insurance
Cell Phone Tips2 min read

Should I Pay for Cell Phone Insurance

Bill Hardekopf · April 18, 2024

When you purchase a new phone, your carrier will offer you cell phone insurance. The price, which can range from $8 to $15 per month, will vary by car

8 Spending and Saving Habits of Millionaires
Debt Reduction4 min read

8 Spending and Saving Habits of Millionaires

John Oldshue · April 18, 2024

Many people want to improve their financial situation but are unsure of where to start. As with any other skill, it is a good idea to look to the expe

401(k) vs IRA vs Roth IRA
Saving For Retirement3 min read

401(k) vs IRA vs Roth IRA

John Oldshue · April 13, 2024

You probably understand the importance of saving for retirement. However, what may not be as clear is which type of investment account, 401(k), IRA or

How Much Should I Have in My Emergency Savings?
Saving More3 min read

How Much Should I Have in My Emergency Savings?

John Oldshue · April 12, 2024

An emergency savings account is of the utmost importance. If you are a homeowner, there are a number of unexpected expenses that could occur, such as

What Is the Best Way to Use Credit Card Rewards?
Saving More3 min read

What Is the Best Way to Use Credit Card Rewards?

Bill Hardekopf · March 5, 2024

There are a number of options when you begin earning a large number of rewards points on your credit card, and you may be unsure as to which option is

How to Save Money on Your Cell Phone Bill
Cell Phone Tips3 min read

How to Save Money on Your Cell Phone Bill

John Oldshue · March 3, 2024

According to the Pew Research Center, 95% of Americans own a cell phone, and 77% own a smartphone. Since cell phones are such a large expense, we comp

A car loan finance application with money and a pen.
Debt Reduction4 min read

Can I Refinance a Car Loan?

Bill Hardekopf · March 2, 2024

If you are unhappy with the interest rate or monthly payment on your car loan, you may be wondering if you can refinance the loan. The answer is, yes.

How Much Cell Phone Data Do I Need?
Cell Phone Tips3 min read

How Much Cell Phone Data Do I Need?

John Oldshue · March 2, 2024

Nearly three-quarters (74%) of Americans have a smartphone, according to Pew Research, and if you are one or looking to become one, you need a data pa

Does a 401k Loan Get Taxed?
Saving For Retirement3 min read

Does a 401k Loan Get Taxed?

Bill Hardekopf · February 4, 2024

If you have a 401(k) account and need cash, it may be tempting to tap your retirement for a loan. Legally, you can borrow up to $50,000 or half the ba

5 Ways To Save Money On Home Utilities
Saving More3 min read

5 Ways To Save Money On Home Utilities

Bill Hardekopf · February 1, 2024

If you are looking to trim the fat from your budget, you may want to look at lowering your utility costs. There are a number of small changes you can

Should I Open a Checking or Savings Account?
Saving More3 min read

Should I Open a Checking or Savings Account?

John Oldshue · January 25, 2024

You probably know you need a better place to store your money than a sock drawer, but if you do not yet have a bank account, you may be asking yoursel

5 Moves to Increase Your Net Worth
Debt Reduction4 min read

5 Moves to Increase Your Net Worth

John Oldshue · January 24, 2024

The term “net worth” sounds like something only the rich and famous would talk about to one another. But we should all try to increase our net worth.

Do Checking Accounts Earn Interest?
Saving More3 min read

Do Checking Accounts Earn Interest?

Bill Hardekopf · January 18, 2024

If you are an adult, chances are good that you have a checking account. It is the easiest way to cash your paychecks and pay bills. However, what you

How Do Online Banks Work?
Saving More3 min read

How Do Online Banks Work?

John Oldshue · January 16, 2024

In the past, if you wanted to open a bank account, you had to drive to your local branch and speak with an account specialist. Now, there is a new gam

How Do I Know When I Have Enough Money to Retire?
Saving For Retirement3 min read

How Do I Know When I Have Enough Money to Retire?

Bill Hardekopf · January 2, 2024

Human beings are living longer than ever before, which is great news. The only downside is that this means you will need more in your retirement fund

Is it ever financially wise to buy a new car?
Loans3 min read

Is it ever financially wise to buy a new car?

Bill Hardekopf · December 31, 2023

Most people know new cars depreciate the moment you drive them off the lot, which makes a new car a questionable investment. After all, you will proba