BillSaver
Credit cards

BillSaver card review

Capital One Savor Cash Rewards Credit Card

Dining, groceries, entertainment. Compare the cost, rewards, promotional APR, and credit profile before you apply.

Terms last checked August 5, 2026Issuer: Capital OneNetwork: Mastercard
Capital One Savor Cash Rewards Credit Card card art
BillSaver fitDining, groceries, entertainment

Good to excellent credit is listed by the issuer as a general guide, not a promise of approval.

Annual fee
$0
Rewards
3% cash back on dining, grocery stores, entertainment, and popular streaming services; 5% on hotels and rental cars booked through Capital One Travel; 1% on other purchases.
Welcome offer
$250 cash bonus after you spend $500 on purchases within the first 3 months from account opening.
Intro APR
0% intro APR on purchases and balance transfers for 12 months.
Regular APR
18.49% to 28.49% variable APR.
Balance transfer fee
Balance transfer fee applies.
Foreign transaction fee
$0
Credit profile
Good to excellent

BillSaver's view

A strong everyday card for households that spend heavily on meals, groceries, streaming, and entertainment.

Where this card can miss

Superstores and warehouse clubs are excluded from the grocery category.

How to compare it

Use the reason you are shopping as the test. If you pay in full, estimate the rewards you would actually earn and subtract the annual fee. If you are moving debt, compare the transfer fee and payoff window with the regular APR waiting after the promotion. If you are building credit, put cost, reporting, deposit rules, and payment habits ahead of a flashy bonus.

The figures above are a comparison summary, not an application decision. Read the current issuer disclosure before applying because the offer, APR, fees, rewards, and eligibility rules may change.