BillSaver
Credit cards

BillSaver card review

Chase Sapphire Preferred® Card

Transferable travel rewards. Compare the cost, rewards, promotional APR, and credit profile before you apply.

Terms last checked August 5, 2026Issuer: ChaseNetwork: Visa
Chase Sapphire Preferred® Card card art
BillSaver fitTransferable travel rewards

Good to excellent credit is listed by the issuer as a general guide, not a promise of approval.

Annual fee
$95
Rewards
5X on travel through Chase Travel, 3X on dining, select streaming and online groceries, 2X on other travel, 1X on other purchases.
Welcome offer
75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Intro APR
No standard intro APR offer.
Regular APR
19.24% to 27.49% variable APR, depending on creditworthiness.
Balance transfer fee
Balance transfer fee applies.
Foreign transaction fee
$0
Credit profile
Good to excellent

BillSaver's view

A balanced travel card with strong partners, useful travel protections, and a manageable annual fee.

Where this card can miss

Best value usually requires using Chase travel tools or transfer partners.

How to compare it

Use the reason you are shopping as the test. If you pay in full, estimate the rewards you would actually earn and subtract the annual fee. If you are moving debt, compare the transfer fee and payoff window with the regular APR waiting after the promotion. If you are building credit, put cost, reporting, deposit rules, and payment habits ahead of a flashy bonus.

The figures above are a comparison summary, not an application decision. Read the current issuer disclosure before applying because the offer, APR, fees, rewards, and eligibility rules may change.