BillSaver card review

Wells Fargo Active Cash® Card

Simple 2% cash rewards. Compare the cost, rewards, promotional APR, and credit profile before you apply.

Wells Fargo Active Cash® Card card art
BillSaver fitSimple 2% cash rewards

Good to excellent credit is listed by the issuer as a general guide, not a promise of approval.

Annual fee
$0
Rewards
Unlimited 2% cash rewards on purchases.
Welcome offer
$200 cash rewards bonus after you spend $500 in purchases in the first 3 months.
Intro APR
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers.
Regular APR
18.49%, 24.49%, or 28.49% variable APR.
Balance transfer fee
Intro fee applies, then standard balance transfer fee.
Foreign transaction fee
3%
Credit profile
Good to excellent

BillSaver's view

A clean catch-all card for readers who do not want rotating categories or portal rules.

Where this card can miss

It is light on travel partners and premium perks, so frequent travelers may want a points card instead.

How to compare it

Use the reason you are shopping as the test. If you pay in full, estimate the rewards you would actually earn and subtract the annual fee. If you are moving debt, compare the transfer fee and payoff window with the regular APR waiting after the promotion. If you are building credit, put cost, reporting, deposit rules, and payment habits ahead of a flashy bonus.

The figures above are a comparison summary, not an application decision. Read the current issuer disclosure before applying because the offer, APR, fees, rewards, and eligibility rules may change.