BillSaver card review

Ink Business Unlimited® Credit Card

Simple business cash back. Compare the cost, rewards, promotional APR, and credit profile before you apply.

Ink Business Unlimited® Credit Card card art
BillSaver fitSimple business cash back

Good to excellent credit is listed by the issuer as a general guide, not a promise of approval.

Annual fee
$0
Rewards
Unlimited 1.5% cash back on business purchases.
Welcome offer
A cash bonus may be available after qualifying business spend; verify the current offer before applying.
Intro APR
0% intro APR for 12 months from account opening on purchases.
Regular APR
16.74% to 24.74% variable APR, depending on creditworthiness.
Balance transfer fee
Balance transfer fee applies.
Foreign transaction fee
3%
Credit profile
Good to excellent

BillSaver's view

A straightforward expense-tracking card for small businesses that want one flat rewards rate.

Where this card can miss

Businesses with heavy office supply, internet, cable, or phone spending may prefer category bonuses.

How to compare it

Use the reason you are shopping as the test. If you pay in full, estimate the rewards you would actually earn and subtract the annual fee. If you are moving debt, compare the transfer fee and payoff window with the regular APR waiting after the promotion. If you are building credit, put cost, reporting, deposit rules, and payment habits ahead of a flashy bonus.

The figures above are a comparison summary, not an application decision. Read the current issuer disclosure before applying because the offer, APR, fees, rewards, and eligibility rules may change.