Small business

Best business credit cards

Compare no-annual-fee business cards for owners who want cleaner expense tracking and straightforward rewards.

Credit card terms, welcome offers, APRs, credits, and eligibility rules can change without notice. BillSaver summarizes publicly available card terms for comparison only; verify rates, fees, rewards, and offer language with the issuer before applying.

BillSaver picks

Top matches for this category

Simple business cash back

Ink Business Unlimited® Credit Card

Annual fee: $0
Rewards: Unlimited 1.5% cash back on business purchases.
Intro APR: 0% intro APR on purchases for 12 months.

A straightforward expense-tracking card for small businesses that want one flat rewards rate.

See issuer terms

Small business 2% cash back

The American Express Blue Business Cash™ Card

Annual fee: $0
Rewards: 2% cash back on eligible purchases up to the annual cap, then 1%.
Intro APR: Intro APR offer may be available.

A clean cash-back option for small businesses that spend within the 2% cap.

See issuer terms

Side-by-side table

Compare card details

Filter cards

Choose up to 3 cards to compare. No cards selected.

Card	Best for	Rewards	Welcome offer	Annual fee	Intro APR	Regular APR	Watch out for	Terms
Compare Ink Business Unlimited® Credit Card Chase · Good to excellent	Simple business cash backA straightforward expense-tracking card for small businesses that want one flat rewards rate.	Unlimited 1.5% cash back on business purchases.	$750 cash back after qualifying business spend.	$0	0% intro APR on purchases for 12 months.	16.74% to 24.74% variable APR.	Businesses with heavy office supply, internet, cable, or phone spending may prefer category bonuses.	Issuer terms
Compare The American Express Blue Business Cash™ Card American Express · Good to excellent	Small business 2% cash backA clean cash-back option for small businesses that spend within the 2% cap.	2% cash back on eligible purchases up to the annual cap, then 1%.	Offer varies by applicant.	$0	Intro APR offer may be available.	Variable APR; see issuer terms.	The cap and foreign transaction fee matter for growing or international businesses.	Issuer terms

Card categories

Compare by goal

Start here Best cards 10 cards Everyday rewards Cash back 17 cards Points and miles Travel 6 cards Pay down debt Balance transfer 7 cards Intro financing 0% APR 9 cards Household spending Groceries & dining 5 cards First card Students 2 cards Secured and fair credit Build credit 5 cards Small business Business 2 cards Lower cost No annual fee 15 cards

How to use the table

Start with the reason you want the card. Rewards cards make sense when you pay in full. Balance transfer and 0% APR cards should be judged by the transfer fee, length of the promotional window, and your payoff plan. Credit-building cards should be judged by cost, reporting, deposit rules, and the habit of on-time payments.

Do not treat the richest welcome offer as the whole decision. A card with a lower annual fee, simpler rewards, or a shorter but cheaper balance-transfer period can be the better fit for a household budget.