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Start with how you will use the card
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All-around cash back
Chase Freedom Unlimited®
Annual fee
$0
Rewards
5% on travel through Chase Travel, 3% on dining and drugstores, 1.5% on other purchases.
Intro APR
0% intro APR on purchases and balance transfers for 15 months.
A strong starter rewards card because the base rate is better than 1%, the bonus categories are useful, and the annual fee is zero.
Source checked from issuer terms on May 18, 2026. Verify current offer language before applying.
Shortlist up to 3 cards before leaving BillSaver.No cards selected.
Use this as a fit check. Exact APRs, welcome offers, fees, credits, and eligibility rules still need issuer verification.
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All-around cash backA strong starter rewards card because the base rate is better than 1%, the bonus categories are useful, and the annual fee is zero.
5% on travel through Chase Travel, 3% on dining and drugstores, 1.5% on other purchases.
$200 cash bonus after qualifying spend.
$0
0% intro APR on purchases and balance transfers for 15 months.
18.24% to 27.74% variable APR.
Travel booked outside Chase and international purchases are less attractive, and a 2% flat-rate card may be simpler for some households.
Start with the reason you want the card. If the goal is rewards, focus on spending categories you already use, annual fee math, redemption rules, and foreign transaction fees. If the goal is debt relief, focus first on the 0% window, transfer fee, issuer restrictions, and a payoff date you can actually hit.
Use the decision chips and search box to narrow the list, then compare no more than three cards at a time. The right shortlist should have a clear "best for" reason, one trade-off you can live with, and an issuer terms page you are willing to read before applying.
Do not treat the richest welcome offer as the whole decision. A card with a lower annual fee, simpler rewards, or a shorter but cheaper balance-transfer period can be the better fit for a household budget.