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Student dining and grocery rewards
Capital One Savor Student Cash Rewards Credit Card
Annual fee
$0
Rewards
3% cash back at grocery stores, dining, entertainment, and popular streaming services; 5% on hotels and rental cars booked through Capital One Travel; 1% on other purchases.
Intro APR
No standard intro APR offer.
A student card with useful real-life categories and no annual or foreign transaction fee.
Terms last checked August 5, 2026. Offers and eligibility can change.
A no-annual-fee secured card with a refundable $49, $99, or $200 deposit path and automatic account reviews for possible access to a higher credit line.
Terms last checked August 5, 2026. Offers and eligibility can change.
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Terms
Capital One Savor Student Cash Rewards Credit CardCapital One · StudentsRead review
Student dining and grocery rewardsA student card with useful real-life categories and no annual or foreign transaction fee.
3% cash back at grocery stores, dining, entertainment, and popular streaming services; 5% on hotels and rental cars booked through Capital One Travel; 1% on other purchases.
Students earn a $100 cash bonus after qualifying purchases; confirm the current spend deadline with Capital One.
Capital One Platinum Secured Credit CardCapital One · Limited, poor, or rebuilding creditRead review
Low-cost secured cardA no-annual-fee secured card with a refundable $49, $99, or $200 deposit path and automatic account reviews for possible access to a higher credit line.
Capital One QuicksilverOne Cash Rewards Credit CardCapital One · Fair creditRead review
Fair-credit cash backA rewards path for readers with fair credit who may not yet qualify for the strongest no-fee cards.
1.5% cash back on all purchases, plus 5% on hotels, vacation rentals, and rental cars booked through Capital One Travel and on Capital One Entertainment purchases.
Start with the reason you want the card. Rewards cards make sense when you pay in full. Balance transfer and 0% APR cards should be judged by the transfer fee, length of the promotional window, and your payoff plan. Credit-building cards should be judged by cost, reporting, deposit rules, and the habit of on-time payments.
Do not treat the richest welcome offer as the whole decision. A card with a lower annual fee, simpler rewards, or a shorter but cheaper balance-transfer period can be the better fit for a household budget.
