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Dining, groceries, entertainment
Capital One Savor Cash Rewards Credit Card
Annual fee
$0
Rewards
3% cash back on dining, grocery stores, entertainment, and popular streaming services; 5% on hotels and rental cars booked through Capital One Travel; 1% on other purchases.
Intro APR
0% intro APR on purchases and balance transfers for 12 months.
A strong everyday card for households that spend heavily on meals, groceries, streaming, and entertainment.
Source checked from issuer terms on May 18, 2026. Verify current offer language before applying.
6% cash back at U.S. supermarkets on up to $6,000 per year, then 1%; 6% on select U.S. streaming subscriptions; 3% at eligible U.S. gas stations and transit.
Intro APR
Intro APR offer on purchases and balance transfers.
The grocery and streaming rates can justify the annual fee for the right household.
Source checked from issuer terms on May 18, 2026. Verify current offer language before applying.
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Use this as a fit check. Exact APRs, welcome offers, fees, credits, and eligibility rules still need issuer verification.
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Dining, groceries, entertainmentA strong everyday card for households that spend heavily on meals, groceries, streaming, and entertainment.
3% cash back on dining, grocery stores, entertainment, and popular streaming services; 5% on hotels and rental cars booked through Capital One Travel; 1% on other purchases.
$200 cash bonus after qualifying spend.
$0
0% intro APR on purchases and balance transfers for 12 months.
18.49% to 28.49% variable APR.
Superstores and warehouse clubs are excluded from the grocery category.
Groceries and streamingThe grocery and streaming rates can justify the annual fee for the right household.
6% cash back at U.S. supermarkets on up to $6,000 per year, then 1%; 6% on select U.S. streaming subscriptions; 3% at eligible U.S. gas stations and transit.
Offer varies by applicant.
$0 intro annual fee for the first year, then $95.
Intro APR offer on purchases and balance transfers.
19.49% to 28.49% variable APR.
The supermarket cap and annual fee make this a math card, not an automatic pick.
Start with the reason you want the card. If the goal is rewards, focus on spending categories you already use, annual fee math, redemption rules, and foreign transaction fees. If the goal is debt relief, focus first on the 0% window, transfer fee, issuer restrictions, and a payoff date you can actually hit.
Use the decision chips and search box to narrow the list, then compare no more than three cards at a time. The right shortlist should have a clear "best for" reason, one trade-off you can live with, and an issuer terms page you are willing to read before applying.
Do not treat the richest welcome offer as the whole decision. A card with a lower annual fee, simpler rewards, or a shorter but cheaper balance-transfer period can be the better fit for a household budget.
