Points and miles

Best travel rewards credit cards

Compare simple travel cards, transferable-points cards, and premium cards with airport, hotel, and travel credits.

Credit card terms, welcome offers, APRs, credits, and eligibility rules can change without notice. BillSaver summarizes publicly available card terms for comparison only; verify rates, fees, rewards, and offer language with the issuer before applying. BillSaver may earn compensation from some product links when approved relationships exist; compensation does not replace issuer terms or editorial fit. Read how BillSaver evaluates cards and handles advertising disclosures.

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6 cards shown. Use a decision chip or search box to narrow the table.

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Top matches for this category

Chase Sapphire Preferred® Card card art

Transferable travel rewards

Chase Sapphire Preferred® Card

Annual fee
$95
Rewards
5X on travel through Chase Travel, 3X on dining, select streaming and online groceries, 2X on other travel, 1X on other purchases.
Intro APR
No standard intro APR offer.

A balanced travel card with strong partners, useful travel protections, and a manageable annual fee.

Source checked from issuer terms on May 18, 2026. Verify current offer language before applying.

Capital One Venture Rewards Credit Card card art

Simple travel miles

Capital One Venture Rewards Credit Card

Annual fee
$95
Rewards
2X miles on every purchase, 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.
Intro APR
No standard intro APR offer.

Easy for readers who want a travel card without juggling many bonus categories.

Source checked from issuer terms on May 18, 2026. Verify current offer language before applying.

Capital One Venture X Rewards Credit Card card art

Premium travel value

Capital One Venture X Rewards Credit Card

Annual fee
$395
Rewards
10X on hotels and rental cars through Capital One Travel, 5X on flights and vacation rentals through Capital One Travel, 2X on other purchases.
Intro APR
No standard intro APR offer.

Premium benefits can offset the annual fee for frequent travelers who use the travel credit and lounge benefits.

Source checked from issuer terms on May 18, 2026. Verify current offer language before applying.

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Shortlist up to 3 cards before leaving BillSaver. No cards selected. Use this as a fit check. Exact APRs, welcome offers, fees, credits, and eligibility rules still need issuer verification.

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Card Best for Rewards Welcome offer Annual fee Intro APR Regular APR Watch out for Next steps
Chase Sapphire Preferred® Card card art
Chase Sapphire Preferred® Card Chase · Good to excellent
Transferable travel rewardsA balanced travel card with strong partners, useful travel protections, and a manageable annual fee. 5X on travel through Chase Travel, 3X on dining, select streaming and online groceries, 2X on other travel, 1X on other purchases. 75,000 bonus points after qualifying spend. $95 No standard intro APR offer. 19.24% to 27.49% variable APR. Best value usually requires using Chase travel tools or transfer partners.
ReviewIssuer termsLast checked May 18, 2026
Capital One Venture Rewards Credit Card card art
Capital One Venture Rewards Credit Card Capital One · Good to excellent
Simple travel milesEasy for readers who want a travel card without juggling many bonus categories. 2X miles on every purchase, 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel. 75,000 miles after qualifying spend. $95 No standard intro APR offer. 19.49% to 28.49% variable APR. The best redemption path depends on how comfortable the reader is with travel redemptions or transfer partners.
ReviewIssuer termsLast checked May 18, 2026
Premium travel valuePremium benefits can offset the annual fee for frequent travelers who use the travel credit and lounge benefits. 10X on hotels and rental cars through Capital One Travel, 5X on flights and vacation rentals through Capital One Travel, 2X on other purchases. 75,000 miles after qualifying spend. $395 No standard intro APR offer. 19.49% to 28.49% variable APR. It is overbuilt for infrequent travelers who will not use portal credits or lounge access.
ReviewIssuer termsLast checked May 18, 2026
Chase Sapphire Reserve® card art
Chase Sapphire Reserve® Chase · Excellent
Luxury travel rewardsA premium card for travelers who can use lounge access, travel credits, protections, and transfer partners. Elevated points on Chase Travel, direct flights and hotels, dining, and other travel categories; premium annual travel and partner credits. Bonus points offer varies. $795 No standard intro APR offer. 19.49% to 27.99% variable APR. The annual fee is high enough that unused credits can turn this into an expensive status symbol.
ReviewIssuer termsLast checked May 18, 2026
American Express Platinum Card® card art
American Express Platinum Card® American Express · Good to excellent
Airport lounge access and creditsThe card can be powerful for frequent travelers who will actually use the lounge access and recurring credits. 5X Membership Rewards points on eligible flights and prepaid hotels booked with American Express Travel, plus extensive travel and lifestyle credits. Offer varies by applicant. $895 Pay Over Time APR may apply. See Pay Over Time APR. The value depends on tracking many credits, and the fee is not forgiving.
ReviewIssuer termsLast checked May 18, 2026
American Express® Gold Card card art
American Express® Gold Card American Express · Good to excellent
Food-focused pointsA useful points card for households whose biggest flexible spending is food. 4X Membership Rewards points at restaurants worldwide and U.S. supermarkets up to annual caps, plus travel-booking rewards and dining credits. Offer varies by applicant. $325 Pay Over Time APR may apply. See Pay Over Time APR. Annual credits have rules, and casual users may prefer no-fee cash back.
ReviewIssuer termsLast checked May 18, 2026

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How to use the table

Start with the reason you want the card. If the goal is rewards, focus on spending categories you already use, annual fee math, redemption rules, and foreign transaction fees. If the goal is debt relief, focus first on the 0% window, transfer fee, issuer restrictions, and a payoff date you can actually hit.

Use the decision chips and search box to narrow the list, then compare no more than three cards at a time. The right shortlist should have a clear "best for" reason, one trade-off you can live with, and an issuer terms page you are willing to read before applying.

Do not treat the richest welcome offer as the whole decision. A card with a lower annual fee, simpler rewards, or a shorter but cheaper balance-transfer period can be the better fit for a household budget.