Approval fit

Credit cards for fair credit

Start with cards that may fit a fair-credit profile, then weigh annual fees, rewards, and the cost of carrying a balance.

Compare cards Browse categories

Credit card terms, welcome offers, APRs, credits, and eligibility rules can change without notice. BillSaver summarizes publicly available card terms for comparison only; verify rates, fees, rewards, and offer language with the issuer before applying. BillSaver may receive compensation from approved product relationships; compensation does not replace issuer terms or editorial fit. Read how BillSaver evaluates cards and handles advertising disclosures.

Decision helper

Start with how you will use the card

1 cards shown. Use a decision chip or search box to narrow the table.

BillSaver picks

Top matches for this category

Fair-credit cash back

Capital One QuicksilverOne Cash Rewards Credit Card

Annual fee: $39
Rewards: 1.5% cash back on all purchases, plus 5% on hotels, vacation rentals, and rental cars booked through Capital One Travel and on Capital One Entertainment purchases.
Intro APR: No standard intro APR offer.

A rewards path for readers with fair credit who may not yet qualify for the strongest no-fee cards.

Terms last checked August 5, 2026. Offers and eligibility can change.

Read BillSaver review Check issuer terms

Side-by-side table

Compare card details

Filter cards

Shortlist up to 3 cards before leaving BillSaver. No cards selected. Use this as a fit check. Exact APRs, welcome offers, fees, credits, and eligibility rules still need issuer verification.

Rows link to issuer terms instead of application pages unless an approved relationship exists. Card details are summarized for comparison and may change.

Select cards above to see a focused three-card comparison.

Card	Best for	Rewards	Welcome offer	Annual fee	Intro APR	Regular APR	Transfer fee	Foreign transaction fee	Credit profile	Terms
Compare Capital One QuicksilverOne Cash Rewards Credit Card Capital One · Fair credit Read review	Fair-credit cash backA rewards path for readers with fair credit who may not yet qualify for the strongest no-fee cards.	1.5% cash back on all purchases, plus 5% on hotels, vacation rentals, and rental cars booked through Capital One Travel and on Capital One Entertainment purchases.	No standard welcome bonus.	$39	No standard intro APR offer.	28.99% variable APR.	Balance transfer fee applies.	$0	Fair credit	Issuer terms

Card categories

Compare by goal

Start here Best cards 10 cards Everyday rewards Cash back 17 cards Points and cash Rewards 23 cards Points and miles Travel 6 cards Pay down debt Balance transfer 7 cards Intro financing 0% APR 9 cards Household spending Groceries & dining 5 cards First card Students 2 cards Secured and fair credit Build credit 5 cards Deposit-backed Secured 2 cards Approval fit Fair credit 1 cards Getting started First card 5 cards International use No foreign transaction fee 7 cards Borrowing cost Low interest 9 cards Small business Business 2 cards Lower cost No annual fee 15 cards

How to use the table

Start with the reason you want the card. Rewards cards make sense when you pay in full. Balance transfer and 0% APR cards should be judged by the transfer fee, length of the promotional window, and your payoff plan. Credit-building cards should be judged by cost, reporting, deposit rules, and the habit of on-time payments.

Do not treat the richest welcome offer as the whole decision. A card with a lower annual fee, simpler rewards, or a shorter but cheaper balance-transfer period can be the better fit for a household budget.

For the reasoning behind the fields, categories, and disclosures, read the BillSaver credit card methodology.